A card that helps you with your everyday purchases: groceries, the gym, the pharmacy, and much more.
Plans & Benefits 2026
Explore the benefits of all our plans for your health care, with coverage across the 78 towns of Puerto Rico.
Exclusive services for you
Get your frequently used OTC products delivered straight to your home.
We provide support at home and on the road with services such as handyman work, plumbing, locksmithing, towing, tire changes, electrical work, and more.
Your specialists in one place, $0 copay, no referrals, and UNLIMITED transportation to your appointments.
Quick care when you need it most, with over 70 centers across the island.
VIP area for hospitalized members, with dedicated support that looks after your comfort and quick recovery.
Fellowship centers where you enjoy activities, orientations and entertainment while sharing with new friends.
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Choose your town to see the available plans and the services closest to you.
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Find the plan that fits you best
- MMM EliteHMO-POS
- Part B 1$0 plan premium
- MMM Flexi Card® 2$20 / mo
- OTC items 3$120 / qtr
- Comprehensive dental 4$2,500 · 0% coins.
- Hearing aids 5$2,000 / 3 yrs
- Transportation 624 trips/yr
- Glasses / lenses $500 / yr
- MMM SupremoHMO C-SNP
- Part B 1$25 savings / mo
- MMM Flexi Card® 2$65 / mo
- OTC items 3$55 / qtr
- Comprehensive dental 4$2,500 · 0% coins.
- Hearing aids 5$1,000 / 3 yrs
- Transportation 616 trips/yr
- Glasses / lenses $500 / yr
- MMM PlenitudHMO-POS
- Part B 1$44.33 savings / mo
- MMM Flexi Card® 2$50 / mo
- OTC items 3$40 / qtr
- Comprehensive dental 4$2,000 · 0% coins.
- Hearing aids 5$1,250 / 3 yrs
- Transportation 620 trips/yr
- Glasses / lenses $500 / yr
- MMM GrandiosoHMO-POS
- Part B 1$6.82 savings / mo
- MMM Flexi Card® 2$100 / mo
- OTC items 3$30 / qtr
- Comprehensive dental 4$1,000 · 0–20% coins.
- Glasses / lenses $1,000 / yr
- MMM Balance · Zone 1HMO-POS
- Part B 1$51 savings / mo
- MMM Flexi Card® 2$85 / mo
- OTC items 3$25 / qtr
- Comprehensive dental 4$1,500 · 0% coins.
- Hearing aids 5$1,250 / 3 yrs
- Transportation 610 trips/yr
- Glasses / lenses $500 / yr
- MMM Balance · Zone 2HMO-POS
- Part B 1$51 savings / mo
- MMM Flexi Card® 2$70 / mo
- OTC items 3$25 / qtr
- Comprehensive dental 4$1,500 · 0% coins.
- Hearing aids 5$1,250 / 3 yrs
- Transportation 610 trips/yr
- Glasses / lenses $500 / yr
- MMM Balance · Zone 3HMO-POS
- Part B 1$51 savings / mo
- MMM Flexi Card® 2$45 / mo
- OTC items 3$25 / qtr
- Comprehensive dental 4$1,500 · 0% coins.
- Hearing aids 5$1,250 / 3 yrs
- Transportation 610 trips/yr
- Glasses / lenses $500 / yr
- MMM ValiosoHMO-POS
- Part B 1$115 savings / mo
- MMM Flexi Card® 2$15 / mo
- Comprehensive dental 3$500 · 0% coins.
- Hearing aids 4$500 / 3 yrs
- Glasses / lenses $250 / yr
- MMM DeluxeHMO-POS
- Part B 1$155 savings / mo
- MMM Flexi Card® 2$10 / mo
- OTC items 3$25 / qtr
- Comprehensive dental 40–20% coins.
- MMM Mega FlexHMO-POS
- Part B 1$4 savings / mo
- MMM Flexi Card® 2$190 / mo
- Comprehensive dental 30–20% coins.
- PMC MaxHMO-POS
- Part B 1$0 plan premium
- MMM Flexi Card® 2$75 / mo
- OTC items 3$75 / mo
- Comprehensive dental 4$1,500 · 0% coins.
- Hearing aids 5$1,000 / 3 yrs
- Transportation 612 trips/yr
- Glasses / lenses $450 / yr
- MMM DiamanteHMO D-SNP
- Part B 1$20 savings / mo
- MMM Flexi Card® 2$85 / mo
- OTC items 3$100 / qtr
- Comprehensive dental 4$3,500 · 0% coins.
- Hearing aids 5$3,000 / 3 yrs
- Transportation 630 trips/yr
- Glasses / lenses $800 / yr
- MMM Relax Platino · Zone 1HMO D-SNP
- Part B 1$92.10 savings / mo
- MMM Flexi Card® 2$85 / mo
- OTC items 3$60 / qtr
- Comprehensive dental 4$2,000 · 0% coins.
- Hearing aids 5$600 / 3 yrs
- Transportation 624 trips/yr
- Glasses / lenses $600 / yr
- MMM Relax Platino · Zone 2HMO D-SNP
- Part B 1$92.10 savings / mo
- MMM Flexi Card® 2$95 / mo
- OTC items 3$20 / qtr
- Comprehensive dental 4$2,000 · 0% coins.
- Hearing aids 5$600 / 3 yrs
- Transportation 624 trips/yr
- Glasses / lenses $600 / yr
- MMM Relax Platino · Zone 3HMO D-SNP
- Part B 1$92.10 savings / mo
- MMM Flexi Card® 2$75 / mo
- OTC items 3$20 / qtr
- Comprehensive dental 4$2,000 · 0% coins.
- Hearing aids 5$600 / 3 yrs
- Transportation 624 trips/yr
- Glasses / lenses $600 / yr
- MMM Combo PlatinoHMO D-SNP
- Part B 1$50 savings / mo
- MMM Flexi Card® 2$120 / mo
- OTC items 3$45 / qtr
- Comprehensive dental 4$1,000 · 0–20% coins.
- Transportation 512 trips/yr
- Glasses / lenses $1,000 / yr
- MMM Dorado Platino · Zone 1HMO D-SNP
- Part B 1$100 savings / mo
- MMM Flexi Card® 2$145 / mo
- OTC items 3$35 / qtr
- Comprehensive dental 4$1,500 · 0% coins.
- Hearing aids 5$2,500 / 3 yrs
- Transportation 612 trips/yr
- Glasses / lenses $750 / yr
- MMM Flexi PlatinoHMO D-SNP
- Part B 1$0 plan premium
- MMM Flexi Card® 2$220 / mo
- Comprehensive dental 30–20% coins.
- Transportation 412 trips/yr
- PMC Premier PlatinoHMO D-SNP
- Part B 1$35 savings / mo
- MMM Flexi Card® 2$85 / mo
- OTC items 3$200 / mo
- Comprehensive dental 4$2,000 · 0% coins.
- Hearing aids 5$2,500 / 3 yrs
- Transportation 624 trips/yr
- Glasses / lenses $600 / yr
1. Amount as the Medicare Part B premium reduction. 2. You will get a card in which the allotted monthly amount will be deposited. What you don’t use, rolls over to the next month during contract year 2026. Limits and restrictions may apply. The benefits mentioned are Special Supplemental Benefits for the Chronically Ill (SSBCI). You may qualify for SSBCI if you have a high risk for hospitalization and require intensive care coordination to manage chronic conditions such as hyperlipidemia, diabetes mellitus, arterial hypertension, cardiovascular disorders and peripheral vascular disease. For a full list of chronic conditions, refer to Ch. 4 of the Evidence of Coverage. 3. These amounts do not accumulate. Limits on the amounts of items per category may apply. 4. Authorization rules may apply to comprehensive dental services. The maximum plan amount does not apply to preventive, diagnostic services or Medicare covered services. 5. For both ears. 6. One-way trips per year to healthcare-related locations.
Services closest to you
- Multiclinics · multiple medical specialties
- Urgent Care · emergency rooms in the network
- Golden Unit · specialized care inside the hospital
- Members Club ·Free events and activities · Mon–Fri, 8:00am–3:00pm
This week
Mon-Fri · 8:00am–3:00pm ·facebook.com/MMMyPMC
NOT SURE WHICH PLAN IS RIGHT FOR YOU?
Answer a few simple questions and we'll recommend the plan that best fits your needs.
What type of coverage are you interested in?
Would you like a high Flexi Card for home and pharmacy expenses?
Do you frequently buy pharmacy (OTC) items?
Are you looking for the biggest savings on your Part B premium?
Based on your answers, we recommend:
Talk to a representative to confirm your best option.
Popular
MMM Elite
HMO-POS
| Part B | $0 plan premium |
| MMM Flexi Card® | $20 / mo |
| OTC items | $120 / qtr |
| Comprehensive dental | $2,500 · 0% coins. |
| Hearing aids | $2,000 / 3 yrs |
| Transportation | 24 trips/yr |
| Glasses / lenses | $500 / yr |
Best match
MMM Supremo
HMO-C-SNP
| Part B | $25 savings / mo |
| MMM Flexi Card® | $65 / mo |
| OTC items | $55 / qtr |
| Comprehensive dental | $2,500 · 0% coins. |
| Hearing aids | $1,000 / 3 yrs |
| Transportation | 16 trips/yr |
| Glasses / lenses | $500 / yr |
Best match
MMM Plenitud
HMO-POS
| Part B | $44.33 savings / mo |
| MMM Flexi Card® | $50 / mo |
| OTC items | $40 / qtr |
| Comprehensive dental | $2,000 · 0% coins. |
| Hearing aids | $1,250 / 3 yrs |
| Transportation | 20 trips/yr |
| Glasses / lenses | $500 / yr |
Best match
MMM Grandioso
HMO-POS
| Part B | $6.82 savings / mo |
| MMM Flexi Card® | $100 / mo |
| OTC items | $30 / qtr |
| Comprehensive dental | $1,000 · 0–20% coins. |
| Glasses / lenses | $1,000 / yr |
Best match
MMM Balance · Zona 1
HMO-POS
| Part B | $51 savings / mo |
| MMM Flexi Card® | $85 / mo |
| OTC items | $25 / qtr |
| Comprehensive dental | $1,500 · 0% coins. |
| Hearing aids | $1,250 / 3 yrs |
| Transportation | 10 trips/yr |
| Glasses / lenses | $500 / yr |
Best match
MMM Balance · Zona 2
HMO-POS
| Part B | $51 savings / mo |
| MMM Flexi Card® | $70 / mo |
| OTC items | $25 / qtr |
| Comprehensive dental | $1,500 · 0% coins. |
| Hearing aids | $1,250 / 3 yrs |
| Transportation | 10 trips/yr |
| Glasses / lenses | $500 / yr |
Best match
MMM Balance · Zona 3
HMO-POS
| Part B | $51 savings / mo |
| MMM Flexi Card® | $45 / mo |
| OTC items | $25 / qtr |
| Comprehensive dental | $1,500 · 0% coins. |
| Hearing aids | $1,250 / 3 yrs |
| Transportation | 10 trips/yr |
| Glasses / lenses | $500 / yr |
Best match
MMM Valioso
HMO-POS
| Part B | $115 savings / mo |
| MMM Flexi Card® | $15 / mo |
| Comprehensive dental | $500 · 0% coins. |
| Hearing aids | $500 / 3 yrs |
| Glasses / lenses | $250 / yr |
Best match
MMM Deluxe
HMO-POS
| Part B | $155 savings / mo |
| MMM Flexi Card® | $10 / mo |
| OTC items | $25 / qtr |
| Comprehensive dental | 0–20% coins. |
Best match
MMM Mega Flex
HMO-POS
| Part B | $4 savings / mo |
| MMM Flexi Card® | $190 / mo |
| Comprehensive dental | 0–20% coins. |
Best match
PMC Max
HMO-POS
| Part B | $0 plan premium |
| MMM Flexi Card® | $75 / mo |
| OTC items | $75 / mo |
| Comprehensive dental | $1,500 · 0% coins. |
| Hearing aids | $1,000 / 3 yrs |
| Transportation | 12 trips/yr |
| Glasses / lenses | $450 / yr |
Popular
MMM Diamante
HMO-D-SNP
| Part B | $20 savings / mo |
| MMM Flexi Card® | $85 / mo |
| OTC items | $100 / qtr |
| Comprehensive dental | $3,500 · 0% coins. |
| Hearing aids | $3,000 / 3 yrs |
| Transportation | 30 trips/yr |
| Glasses / lenses | $800 / yr |
Best match
MMM Relax Platino · Zona 1
HMO-D-SNP
| Part B | $92.10 savings / mo |
| MMM Flexi Card® | $85 / mo |
| OTC items | $60 / qtr |
| Comprehensive dental | $2,000 · 0% coins. |
| Hearing aids | $600 / 3 yrs |
| Transportation | 24 trips/yr |
| Glasses / lenses | $600 / yr |
Best match
MMM Relax Platino · Zona 2
HMO-D-SNP
| Part B | $92.10 savings / mo |
| MMM Flexi Card® | $95 / mo |
| OTC items | $20 / qtr |
| Comprehensive dental | $2,000 · 0% coins. |
| Hearing aids | $600 / 3 yrs |
| Transportation | 24 trips/yr |
| Glasses / lenses | $600 / yr |
Best match
MMM Relax Platino · Zona 3
HMO-D-SNP
| Part B | $92.10 savings / mo |
| MMM Flexi Card® | $75 / mo |
| OTC items | $20 / qtr |
| Comprehensive dental | $2,000 · 0% coins. |
| Hearing aids | $600 / 3 yrs |
| Transportation | 24 trips/yr |
| Glasses / lenses | $600 / yr |
Best match
MMM Combo Platino
HMO-D-SNP
| Part B | $50 savings / mo |
| MMM Flexi Card® | $120 / mo |
| OTC items | $45 / qtr |
| Comprehensive dental | $1,000 · 0–20% coins. |
| Transportation | 12 trips/yr |
| Glasses / lenses | $1,000 / yr |
Best match
MMM Dorado Platino
HMO-D-SNP
| Part B | $100 savings / mo |
| MMM Flexi Card® | $145 / mo |
| OTC items | $35 / qtr |
| Comprehensive dental | $1,500 · 0% coins. |
| Hearing aids | $2,500 / 3 yrs |
| Transportation | 12 trips/yr |
| Glasses / lenses | $750 / yr |
Best match
MMM Flexi Platino
HMO-D-SNP
| Part B | $0 plan premium |
| MMM Flexi Card® | $220 / mo |
| Comprehensive dental | 0–20% coins. |
| Transportation | 12 trips/yr |
Best match
PMC Premier Platino
HMO-D-SNP
| Part B | $35 savings / mo |
| MMM Flexi Card® | $85 / mo |
| OTC items | $200 / mo |
| Comprehensive dental | $2,000 · 0% coins. |
| Hearing aids | $2,500 / 3 yrs |
| Transportation | 24 trips/yr |
| Glasses / lenses | $600 / yr |
Your plan documents
Last updated: October 2025
- MMM Supremo (HMO C-SNP)Download
- MMM Único (HMO-POS)Download
- MMM Elite (HMO-POS)Download
- MMM Plenitud (HMO-POS)Download
- MMM Grandioso (HMO-POS)Download
- MMM Deluxe (HMO-POS)Download
- MMM Valioso (HMO-POS)Download
- MMM Mega Flex (HMO-POS)Download
- PMC Max (HMO-POS)Download
- MMM Balance Zona 1 (HMO-POS)Download
- MMM Balance Zona 2 (HMO-POS)Download
- MMM Balance Zona 3 (HMO-POS)Download
- MMM Diamante Platino (HMO D-SNP)Download
- MMM Dorado Platino (HMO D-SNP)Download
- MMM Combo Platino (HMO D-SNP)Download
- MMM Flexi Platino (HMO D-SNP)Download
- PMC Premier Platino (HMO D-SNP)Download
- MMM Relax Platino Zona 1 (HMO D-SNP)Download
- MMM Relax Platino Zona 2 (HMO D-SNP)Download
- MMM Relax Platino Zona 3 (HMO D-SNP)Download
Last updated: October 2025
- MMM Balance (HMO-POS)Download
- MMM Deluxe (HMO-POS)Download
- MMM Elite (HMO-POS)Download
- MMM Grandioso (HMO-POS)Download
- MMM Mega Flex (HMO-POS)Download
- MMM Plenitud (HMO-POS)Download
- MMM Supremo (HMO C-SNP)Download
- MMM Único (HMO-POS)Download
- MMM Valioso (HMO-POS)Download
- PMC Max (HMO-POS)Download
- MMM Flexi Platino (HMO D-SNP)Download
- PMC Premier Platino (HMO D-SNP)Download
- MMM Relax Platino (HMO D-SNP)Download
- MMM Diamante Platino (HMO D-SNP)Download
- MMM Dorado Platino (HMO D-SNP)Download
- MMM Combo Platino (HMO D-SNP)Download
- Inflation Reduction ActDownload
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A Medicare Advantage plan that provides all the Original Medicare Part A and B coverage, and in certain cases includes Part D prescription drug coverage. In most HMOs, you can only get care from doctors or hospitals in the plan's network, except in emergencies.
A Medicare Advantage plan that provides focused, specialized health care for a specific group of people with special needs — for example, people who have both Medicare and Medicaid, people living in nursing homes, and people with certain chronic conditions.
A type of Medicare Advantage plan available in a local or regional area where you pay less if you use doctors, hospitals and providers in the network. You may use out-of-network providers for an additional cost.
The Centers for Medicare & Medicaid Services (CMS) require agents to document the scope of the marketing appointment before the in-person sales meeting, to ensure it is understood what will be discussed between the agent and the Medicare beneficiary (or their authorized representative). All information provided on this form is confidential and must be completed by each person who has Medicare or their authorized representative. By signing this form, you are accepting a sales appointment or a call from one of our sales representatives to discuss the specific products you selected above. The person who will discuss plan options with you is an employee of, or contracted by, a Medicare Health Plan that is not part of the Federal Government, and may be compensated based on your enrollment in a plan. This is not an enrollment request. Signing this form does NOT affect your current contract, nor will it enroll you in a Medicare Advantage or other Medicare plan.